In trying to get mileage, you want the fan to come on last minute. That means adjusting to it.
you can buy an assortment of temp switches. 180,185,190,195 and try them all. But the cost and lack of adjustment would make that not worth it to me. If you want to try it that way a 195 switch to match t stat makes sense but you aren’t leaving much room for error.
where you tap it in is going to affect it also. Thats why Reading REAL temp at worst location (right rear head) is important. If you put your switch on the crossover and it turns on when say 185 there, but rear of the head is at 210- your playing with fire.
Putting sensor right rear, but having a stat too high means fan will cool radiator with stat closed and you don’t realize why it’s taking a long time to bring down the temps.
Switch installed by thermostat so it cools only when stat opens up makes sense. But I think you are going to find faster cooling and that will mess with where it should happen at. So swapping temp switch a lot of times learning it will be required.
Also if you just drive it like a car often but then tow heavy- you might want to learn the two levels you need it at. Towing heavy will require sooner fan than just milk and bread runs.